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As the UK’s largest independent insurance broker dedicated to the care sector, Quality ÒõÌÒÓ°Ôº (QCG) is uniquely placed to see the bigger picture, not just in terms of risk, but in the broader operational and financial challenges that care home owners face every day, not just providing Care Home Insurance.
The pressures across the sector continue to mount. Changing processes, rising costs of utilities and food, squeezed Local Authority budgets, and private residents feeling the strain of the cost-of-living crisis, all of this is making it increasingly difficult for smaller and independent care providers to maintain sustainable profitability.
Over the past three years, many providers have seen year-on-year declines in net profit. For care home owners, this trend raises serious concerns about long-term viability, especially as care home valuations are typically based on a multiple of adjusted net profit. If profitability continues to drop, so too could the future sale value of your business.
Another important factor for owners to consider is the upcoming Minimum Energy Efficiency Standards (MEES). From April 2027, all commercial properties, including care homes, will be required to meet a minimum EPC rating of ‘C’, with a further target of ‘B’ by 2030. For many older or converted properties in the sector, this could mean significant capital investment is needed before a home can even be brought to market, why not sign up for our energy market tracker.
Despite these challenges, demand for care home acquisitions remains strong. Buyers are still actively seeking high-quality care settings, and owners considering an exit in the near future may benefit from acting sooner rather than later. Getting ahead of these regulatory and market pressures could be key to achieving the best outcome.
At QCG, we believe in supporting care home owners throughout every stage of their journey, whether you're planning to grow, adapt, or exit the market. That’s why we’ve developed a trusted network of sector-specific partners who specialise in areas such as business valuation, financial planning, and energy efficiency.
Through a QCG introduction, you can access expert, impartial advice at no cost to you. Our partners understand the care sector inside and out and can help you explore your options with clarity and confidence.
Whether you’re looking to protect your future profitability, navigate new regulations, or explore the possibility of selling your business, we’re here to help.
Get in touch with me today on 01273 424904 ext. 225 to start a confidential conversation. Future-proof your care home with support from QCG and our expert partner network.
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